Pennant

We are an agile, innovative financial technology company that powers
the lending operations of global banks and financial institutions.

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20 years

Serving global banks & financial institutions

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60 +

Clients served across countries

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500 +

Employees focused on innovation

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100 Mn

Loan transactions per year through our system

pennApps Lending Factory

Experience a highly composable, API-driven lending platform that unlocks innovation by simplifying loan origination,
management, and collections for any type of loan or line of credit—all virtually and with minimal configuration.

  • images Digital Enablers
  • images Loan Origination
  • images Loan Management
  • images Collections
  • Single system entire life cycle images
  • Unified view for all stakeholders images
  • BPMN 2.0 complaint images
  • Fully configurable images
  • Accounting engine images

Factory Concept

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Portal Connectors
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API's Across Cycle
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standard Interfaces
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VAS Interfaces

Single Solution for all Loan Products

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Cloud, On-Premises, Hybrid
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Enterprise-Class, scalable
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Open Technology Agnostic
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Industry Best Security Practices

Integrations

  • Customer Data
  • Payment Network
  • core banking
  • fintech partners
  • General Ledgers

Leverage Solutions. Delight Borrowers

Whether you're designing a specialised retail or corporate loan program, or adapting swiftly to
evolving market and regulatory changes, our platform empowers you to
create solutions that drive your business goals.

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    Supply Chain Finance

    Optimise your supply chain finance with Pennant's platform for seamless, efficient credit management.

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    Co-Lending & Direct Assignment

    Work with multiple originators and lenders to provide accessible loans to your borrowers.

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    Credit Line

    Provide your customers with a convenient safety net to manage short-term cash flow issues and unexpected expenses.

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    Asset Finance

    Unlock new revenue and optimise portfolio performance with a solution that simplifies financing and maximises asset utilisation.

For other specialised solutions such as Leasing, Green Loans and Embedded
Finance -

Unlock Diverse Loan Products
with Seamless Flexibility

Design and deploy tailored consumer loans, gold loans, and more with ease. Our platform
adapts to your unique needs, enabling efficient and customisable lending products for every
requirement while lowering total cost of operations.

Trusted by the World’s Leading Banks and Financial Institutions

What Our Clients Say

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Highly configurable and cloud compatible Pennant Technologies Lending factory has helpedGodrej Housing Finance launch the product variants in an agile way with improved turn-around time. We could launch with multiple features that improved productivity and reduced the number of challenges in production, which enabled us to service our customers efficiently.

Jyothirlatha B
CTO, Godrej Capital
Interested in transforming your
lending operations?
Request Demo